Almost one in five (18 per cent) UK adults plan to start investing regularly in 2025, according to research from the Investment Association (IA).

Its study found that Brits were planning to prioritise their finances in 2025, with 43 per cent saying they were going to set financial goals as part of their New Year’s resolutions.

Financial resolutions were the second most popular, after health and fitness resolutions (46 per cent).

Younger people were three times more likely to make a financial resolution than older people, with 64 per cent of 18-34 year olds stating they were likely to make one compared to 21 per cent of people aged over 55.

When assessing people’s financial goals, the IA found that the top priority for 53 per cent of UK adults was to increase their savings, while 18 per cent planned to invest regularly.

Almost a quarter (23 per cent) were aiming to invest between £201 and £500 each month.

Of those planning to invest regularly in 2025, the main goals were savings for retirement and building a ‘rainy-day fund’ (both 30 per cent), while saving for future care in old age was highlighted by 26 per cent of respondents.

The IA found that personal finances were of a similar importance to men and women, with both equally likely to make a financial resolution.

“It is great to see so many people prioritising their financial goals in the New Year, especially younger people,” commented IA director for market insights, Miranda Seath.

“With the cost-of-living continuing to impact many households, building financial resilience is clearly a priority, with the majority looking to boost their savings and focus on better budgeting. For those who can look towards the longer term, it is positive to see a significant number of people planning to invest on a regular basis.

“Younger investors are the most likely of any age group to want to set a financial goal in 2025. With long-term investment horizons, they have the most to gain from investing and the benefits of compound interest as they look to improve their financial futures.

“As with most goals, getting into the habit of investing just £50 a month can deliver results over the long-term, and with prospective investors aiming to invest between £200 and £500, this could make a real difference.”

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